Truckers Physical Damage Coverage

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Ensuring your truck plays a critical part in owning your vehicle, whether you are an entrepreneur or making an extra income. At 1Truck Insurance Services LLC, we deliver extensive insurance options to suit every individual’s pocket. Since our establishment, we’ve become one of the leading choices for physical damage truck insurance and many other custom cover packages.

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Physical Damage - Truck Insurance – What You Should Know

Physical damage truck insurance may comprise collision coverage, comprehensive coverage, lease and financial value cover, electronic equipment coverage, and physical damage location cover. The options depend on the insurer and what the insured vehicle is covered for.

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About Physical Damage Truck Insurance

Physical damage truck insurance is made to cover commercial trucks for any damage incurred. This insurance may form part of a more extensive cover that caters to other occurrences like theft or limited general repairs.

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Physical damage covers many components that may have been lost or damaged in an accident. Sometimes a vehicle can be covered for things like vehicle fluid, expenses due to towing, binder and chain damage, trailer damage, and more.

 

Collision damage coverage

In essence, the insurance may pay an allocated sum of money towards repairs or towards purchasing a new truck if it has been damaged beyond repair. The cover could also support damage caused by a falling tree or other “fixed” object. In many states, malicious damage is not covered.

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Comprehensive coverage

With comprehensive insurance coverage, your commercial truck could also be insured against physical damage due to extreme weather effects or a fire. It may also cover the truck in the unfortunate event of theft.

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What Affects the Insurance Premium?

There are a few factors that could affect how much you pay for your truck insurance services, which include but are not limited to the following:

• Cover limitations

• Age of the owner using the truck

• Driving record

• The type of commercial truck

• The exact location in which the truck will operate.

 

Contact 1 Truck Insurance Services LLC Today

Go ahead and get in touch with us, and our skilled team at 1 Truck Insurance Services LLC will help you get set up with the insurance you need for your truck. Drive and do your business with peace of mind knowing that your commercial truck is covered.